Contactless payments reached almost EUR 10 billion in April–June

In the second quarter of 2026, Finnish payment cards were used in card payments totalling EUR 20.6 billion, which was 6% more than in April–June 2025. The total number of card payments made with Finnish payment cards over the same period was 680 million, representing an increase of 4% year-on-year.

The total value of contactless payments in the second quarter of 2026 was EUR 9.7 billion, which was EUR 1.2 billion (13%) more than in the corresponding period a year earlier. In April–June 2026, 47% of the total value of card payments was paid using the contactless feature, meaning that the share of contactless payments increased by 3 percentage points in value terms from a year earlier. Meanwhile, a total of 463 million card payments were made by contactless payment, 5% more than in the second quarter of 2025.

Finnish payment cards were used for 141 million remote payments in the second quarter of 2026, which was 13% more than in the same period a year earlier. The total value of remote card payments (EUR 6 billion) was 14% higher than in the second quarter a year earlier. Cards are used to pay remotely, for example, for online shopping in web browsers, in-app purchases and person-to-person card payments. Remote card payments accounted for 27% of the value of all card payments in April–June 2026. The share has increased steadily, having been more than 10 percentage points lower four years ago.

Payments by chip or magnetic stripe have been decreasing. In the second quarter of 2026, payments by chip or magnetic stripe totalled EUR 5.3 billion, which was 12% less than in the corresponding period a year earlier.

Some of the figures discussed in this news release have been published in the payment statistics dashboard.

The statistical data are also available via an API from the Bank of Finland’s open data portal. For details, see https://www.suomenpankki.fi/en/statistics/open-data/?epslanguage=en

The next quarterly news release on payment statistics will be published at 10 a.m. on 16 December 2026.

Further information

• Usva Topo, tel. +358 9 183 2056, email: usva.topo(at)bof.fi.
• Olli Tuomikoski, tel. +358 9 183 2925, email: olli.tuomikoski(at)bof.fi.