Suomen Pankki

Reference rate and penalty interest rates for 1 July – 31 December 2019


In accordance with the Interest Rates Act (340/2002), the reference rate for the period 1 July – 31 December 2019 is 0.0%. The penalty interest rate for the same period is thus 7.0% pa (under section 4 of the Act, the reference rate plus seven percentage points).

The penalty interest rate applicable to commercial contracts is 8.0% pa (under section 4a of the Act, the reference rate plus eight percentage points). The higher penalty interest rate referred to in section 4a of the Act is applied to payments made by enterprises to other enterprises or by authorities to enterprises.

Under the Interest Rates Act, the reference rate used in defining the penalty rate is the interest rate that was applied by the European Central Bank to the last main refinancing operation prior to the first calendar day of the half-year in question and rounded up to the nearest one-half percentage point. Such reference rate is effective for the following six-month period.




About Suomen Pankki

Suomen Pankki
Suomen Pankki
Snellmaninaukio, PL 160

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The Bank of Finland is the national monetary authority and central bank of Finland. At the same time, it is also a part of the Eurosystem, which is responsible for monetary policy and other central bank tasks in the euro area and administers use of the world’s second largest currency – the euro.

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Falska pengar! Myntmuseets specialutställning18.6.2019 10:37:00 EESTTiedote

“Känn, titta och luta”. Med dessa bekanta anvisningar kan du skilja en äkta eurosedel från en falsk. Sedlar har förfalskats i alla tider och denna form av brottslighet förekommer mer eller mindre överallt. Man har försökt förhindra sedelförfalskning genom stränga straff och säkerhetsdetaljer på sedlarna. Denna utställning berättar om sedelförfalskningarnas historia i Finland och om kampen mot förfalskningar efter övergången till euro.

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